If you want to be inspired, you need to watch 'Herb & Dorothy. The documentary film is almost a decade old now, however, the message is still the same: 'you don't have to be a Rockefeller to collect art.' Herb & Dorothy began collecting minimalist art in the 1960's, amassing a collection of almost 5000 works of art. What do you do with 5000 pieces of art? Store them in your one-bedroom apartment in Manhattan, of course.
Now here's the great part: Herb was a U.S. Postal worker and Dorothy was a librarian. They weren't wealthy, but collected within their means because they loved it. Most of their collection was purchased directly from artists, often paying in installments. I suppose they were the original 'layaway days' collectors.
If you're an art collector, this film will inspire you. If you're not an art collector, this film will inspire you.